At the start of a New Year, many of us feel the urge to create resolutions. But, as you might have heard, the average New Year’s resolution is abandoned a few weeks into January. If we know how often we fail our resolutions, why do we create them in the first place? Most people feel…
By Courtney @ Women & Money Inc. The other night I received $20 worth of coupons to use at a local restaurant, with no restrictions. We had never been to this restaurant before so I checked out the website to read the menu, which had a variety of tasty sounding dishes as well as kid’s…
Are the credit card bills piling up from your holiday spending? If you won’t be able to pay them off for a while, you’re probably resigned to the fact that debt is just a part of life. Debt comes, and it may go, but more will come. Debt will always be a part of your…
Recently I met with a couple to do their bankruptcy counselling, and as we were talking the wife asked me a very interesting question. She asked my opinion on joining a “gifting circle” after being invited to do so by a close friend. The buy-in was $5000, and the promised reward was $40,000. Sounds too…
If you’re a new entrepreneur facing the big decision – should you work from home or rent an office – there are some important points to consider to make the right decision. As you think about the pros and cons of each, remember that the details of your particular business as well as your own…
Doing It My Way: How to Organize Your Affairs, Clarify your Wishes and Leave a Lasting Legacy By Margaret H. Johnson When my dad passed away very suddenly, his financial affairs were well organized, but we didn’t know what any of his last personal wishes were. My mom, siblings and I had to make difficult…
A fresh new year is a motivating time for change; you want to move closer to your financial goals, you want to gain new habits; you want things to be different this year. This is how most of us feel this time of year — it’s in our nature. But you’re not quite sure how…
By Margaret H. Johnson It’s beginning to look a lot like Christmas – now that I pulled myself away from the internet and escaped to Vancouver Island to pick up my mother. 2014 has been such a busy and fulfilling year for me, for my staff and all the programs we have worked so hard…
A good friend of mine, Michael Gillette, a renowned guitarist and teacher, gave me a great Christmas CD of traditional music with a delicious new flavour. Only two instruments play – a flute and acoustic guitar – that reinvigorate the classics with lively nuances and brilliant flurries. An added feature to their vivacious touch makes…
We conjured up our best Posts of Christmas Past so you can revel in all this Women and Money and Christmas goodness!
We spend a lot of money on our kids these days, and a lot of it isn’t necessary. We came up with a list of common mistakes and thrifty solutions for you to save money on kids in a big way. Not all of these will apply to you or will work for you, but…
Do you remember the last piece of really good money advice that you got? Who did you get it from? Was it your parents, your co-worker, your neighbour? Was it from a magazine at the dentist’s office or an inspirational Pinterest board? Where ever you heard it, chances are you remember it because it resonated…
How much would you consider spending on a luxury item that you really, really coveted? How about a lavish designer purse, like a Louis Vuitton or a Chanel? We’ve all seen the gossip magazines – the ones that feature celebrities carrying expensive, outrageously priced handbags. How can one purse be worth $5, 000, or even…
You have big dreams, you know things need to change, but you just can’t seem to get out of the money rut you’re stuck in. You’re not sure what you’re doing wrong or how to fix it. Well you should know, your current financial position is the result of your “money relationship”. The deeply entrenched…
Have you started your Christmas shopping yet? I haven’t, but I’m starting to think of gift ideas and asking the yearly dilemma, to make gifts or to buy them? For me, this is an annual question which could go either way, some years I make gifts for family, other years I buy specific items or…
Do you often look at the clock at the end of a long day and wonder where the time went? Do you compare your life to other people’s, especially on social media sites? Do you find that you are stressed out, irritated, and generally unhappy most days? According to some individuals, you might be a…
I often speak with individuals who claim that they’ve made money mistakes in the past. “Why didn’t I just do __________!” they tell me, often very regretfully. While some people are quick to learn from their money blunders, others repeat them without realizing where they went wrong in the first place. As you probably know,…
International Day of the Girl Child is October 11. Each year since it was declared by the United Nations in 2012, the day has been centered on a different theme of girls rights. In 2012 it was ending child marriage, in 2013 it was innovating for girls education, and this year 2014 the theme is…
Not everyone can afford to take a vacation every year, but many people don’t think they can when they actually can! If you love going on vacation and wish you could more often, read our strategies to find out how.
I’m happy to offer you a new free printable: My Christmas Gift List & Budget. Although Christmas is still 3 months away, I’m starting to think about shopping for Christmas gifts now. I often buy Christmas gifts throughout the year, stash them away, and then forget how much I spent on them, who they’re for,…
